Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 17 · EIN 13-5674085 | Pension Consulting | $36,538 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $33,584 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,856 | $95,904-6.3% | $173,730-48.3% | $64,340+39.7% |
| Participation rate | 62.5% | 60.6%+1.9pp | 79.6%-17.1pp | 55.2%+7.3pp |
| Annual return | 4.78% | 17.47%-12.7pp | 19.96%-15.2pp | 24.14%-19.4pp |
| Employer contribution / active EE | $3,054 | $2,323+31.5% | $4,577-33.3% | $1,862+64.1% |
| Participant deferral / active EE | $3,247 | $3,488-6.9% | $6,326-48.7% | $2,980+9.0% |
| Admin fee / account holder | $527 | $5,089-89.6% | $17,523-97.0% | $3,703-85.8% |