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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,474 | $138,312-56.3% | $122,979-50.8% | $155,188-61.0% |
| Participation rate | 94.4% | 80.2%+14.2pp | 77.2%+17.3pp | 80.8%+13.6pp |
| Annual return | 15.25% | 22.06%-6.8pp | 20.12%-4.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $1,977 | $3,530-44.0% | $3,062-35.5% | $4,248-53.5% |
| Participant deferral / active EE | $5,817 | $5,592+4.0% | $5,003+16.3% | $6,531-10.9% |
| Admin fee / account holder | $2,481 | $15,089-83.6% | $12,864-80.7% | $14,480-82.9% |