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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,773 | $123,898+1.5% | $116,538+7.9% | $155,188-19.0% |
| Participation rate | 81.8% | 83.7%-1.9pp | 82.6%-0.8pp | 80.8%+1.0pp |
| Annual return | 9.69% | 16.04%-6.3pp | 17.97%-8.3pp | 148.84%-139.1pp |
| Employer contribution / active EE | $7,549 | $4,739+59.3% | $4,541+66.2% | $4,248+77.7% |
| Participant deferral / active EE | $4,376 | $6,400-31.6% | $6,207-29.5% | $6,531-33.0% |
| Admin fee / account holder | $20,382 | $9,174+122.2% | $8,737+133.3% | $14,480+40.8% |