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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,816 | $156,616-67.6% | $133,346-61.9% | $198,609-74.4% |
| Participation rate | 75.0% | 77.7%-2.7pp | 72.8%+2.2pp | 82.4%-7.4pp |
| Annual return | 11.67% | 44.25%-32.6pp | 36.85%-25.2pp | 202.70%-191.0pp |
| Employer contribution / active EE | $707 | $3,368-79.0% | $2,853-75.2% | $5,055-86.0% |
| Participant deferral / active EE | $3,012 | $4,920-38.8% | $4,332-30.5% | $6,977-56.8% |
| Admin fee / account holder | $1,900 | $17,468-89.1% | $14,264-86.7% | $19,030-90.0% |