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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,848 | $110,410+156.2% | $102,437+176.1% | $145,897+93.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.77% | 24.85%-15.1pp | 24.95%-15.2pp | 552.29%-542.5pp |
| Employer contribution / active EE | $3,154 | $4,217-25.2% | $3,871-18.5% | $4,663-32.4% |
| Participant deferral / active EE | $28,050 | $5,622+399.0% | $5,060+454.3% | $6,689+319.3% |
| Admin fee / account holder | $2,139 | $9,745-78.1% | $8,388-74.5% | $13,390-84.0% |