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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,442 | $183,5160% | $155,534+17.9% | $145,884+25.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.00% | 61.43%-48.4pp | 64.92%-51.9pp | 551.85%-538.8pp |
| Employer contribution / active EE | $3,247 | $5,315-38.9% | $4,675-30.5% | $4,662-30.4% |
| Participant deferral / active EE | $9,759 | $6,467+50.9% | $5,630+73.3% | $6,690+45.9% |
| Admin fee / account holder | $647 | $19,293-96.6% | $15,900-95.9% | $13,392-95.2% |