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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,179 | $156,616-57.7% | $133,346-50.4% | $198,609-66.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 20.74% | 44.25%-23.5pp | 36.85%-16.1pp | 202.70%-182.0pp |
| Employer contribution / active EE | $3,020 | $3,368-10.3% | $2,853+5.8% | $5,055-40.3% |
| Participant deferral / active EE | $13,150 | $4,920+167.3% | $4,332+203.5% | $6,977+88.5% |
| Admin fee / account holder | $847 | $17,468-95.2% | $14,264-94.1% | $19,030-95.5% |