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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,972 | $110,379+70.3% | $102,412+83.5% | $145,884+28.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 30.31% | 24.84%+5.5pp | 24.94%+5.4pp | 551.85%-521.5pp |
| Employer contribution / active EE | $26,939 | $4,216+538.9% | $3,870+596.1% | $4,662+477.8% |
| Participant deferral / active EE | $12,701 | $5,622+125.9% | $5,060+151.0% | $6,690+89.9% |
| Admin fee / account holder | $2,120 | $9,745-78.2% | $8,388-74.7% | $13,392-84.2% |