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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,163 | $81,233-94.9% | $155,567-97.3% | $80,874-94.9% |
| Participation rate | 34.5% | 66.2%-31.8pp | 78.2%-43.7pp | 67.6%-33.2pp |
| Annual return | 0.00% | 33.33%-33.3pp | 64.74%-64.7pp | 35.62%-35.6pp |
| Employer contribution / active EE | $705 | $3,101-77.3% | $4,674-84.9% | $2,756-74.4% |
| Participant deferral / active EE | $1,737 | $3,452-49.7% | $5,628-69.1% | $4,297-59.6% |
| Admin fee / account holder | $108 | $7,998-98.7% | $15,916-99.3% | $6,935-98.4% |