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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,691 | $201,370-62.9% | $184,256-59.5% | $145,897-48.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.26% | 29.05%-11.8pp | 28.85%-11.6pp | 552.29%-535.0pp |
| Employer contribution / active EE | $4,451 | $7,024-36.6% | $6,427-30.7% | $4,663-4.5% |
| Participant deferral / active EE | $9,607 | $9,808-2.0% | $9,133+5.2% | $6,689+43.6% |
| Admin fee / account holder | $3,103 | $16,364-81.0% | $13,899-77.7% | $13,390-76.8% |