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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,602 | $51,638-21.4% | $129,406-68.6% | $80,959-49.8% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 12.37% | 20.78%-8.4pp | 9468.18%-9455.8pp | 35.67%-23.3pp |
| Employer contribution / active EE | $2,237 | $1,584+41.3% | $4,155-46.2% | $2,757-18.9% |
| Participant deferral / active EE | $3,285 | $2,670+23.0% | $4,167-21.2% | $4,300-23.6% |
| Admin fee / account holder | $1,501 | $4,313-65.2% | $7,689-80.5% | $6,925-78.3% |