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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,550 | $106,864-5.9% | $147,318-31.7% | $82,637+21.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.99% | 27.49%-13.5pp | 70.43%-56.4pp | 53.51%-39.5pp |
| Employer contribution / active EE | $6,139 | $3,417+79.7% | $4,593+33.7% | $2,552+140.6% |
| Participant deferral / active EE | $11,194 | $6,496+72.3% | $7,906+41.6% | $4,126+171.3% |
| Admin fee / account holder | $14,552 | $8,415+72.9% | $13,708+6.2% | $7,339+98.3% |