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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,071 | $100,073+7.0% | $85,126+25.8% | $145,877-26.6% |
| Participation rate | 61.1% | 74.1%-13.0pp | 67.5%-6.4pp | 80.3%-19.2pp |
| Annual return | 9.95% | 84.11%-74.2pp | 66.63%-56.7pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,847 | $3,236-42.9% | $2,731-32.4% | $4,663-60.4% |
| Participant deferral / active EE | $7,317 | $5,294+38.2% | $4,523+61.8% | $6,691+9.4% |
| Admin fee / account holder | $1,083 | $7,261-85.1% | $6,160-82.4% | $13,402-91.9% |