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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,571 | $102,595-7.8% | $94,057+0.5% | $154,746-38.9% |
| Participation rate | 87.5% | 76.0%+11.5pp | 73.3%+14.2pp | 80.7%+6.8pp |
| Annual return | 6.38% | 583.42%-577.0pp | 480.62%-474.2pp | 172.34%-166.0pp |
| Employer contribution / active EE | $0 | $3,147-100.0% | $2,933-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,654 | $5,118+30.0% | $4,709+41.3% | $6,730-1.1% |
| Admin fee / account holder | $3,652 | $7,736-52.8% | $7,244-49.6% | $14,365-74.6% |