Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,556 | $86,938-17.7% | $102,423-30.1% | $80,925-11.6% |
| Participation rate | 68.3% | 72.4%-4.0pp | 76.5%-8.2pp | 67.7%+0.7pp |
| Annual return | 8.25% | 18.89%-10.6pp | 29.42%-21.2pp | 35.65%-27.4pp |
| Employer contribution / active EE | $2,032 | $2,369-14.2% | $3,023-32.8% | $2,756-26.3% |
| Participant deferral / active EE | $3,869 | $4,120-6.1% | $5,054-23.5% | $4,299-10.0% |
| Admin fee / account holder | $4,969 | $8,053-38.3% | $9,455-47.4% | $6,940-28.4% |