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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,348 | $45,343-68.4% | $150,298-90.5% | $67,986-78.9% |
| Participation rate | 32.8% | 51.9%-19.0pp | 77.8%-44.9pp | 57.2%-24.4pp |
| Annual return | 22.49% | 33.28%-10.8pp | 62.79%-40.3pp | 31.67%-9.2pp |
| Employer contribution / active EE | $803 | $1,462-45.1% | $4,154-80.7% | $2,019-60.2% |
| Participant deferral / active EE | $838 | $2,055-59.2% | $5,453-84.6% | $3,358-75.0% |
| Admin fee / account holder | $539 | $2,250-76.0% | $14,116-96.2% | $3,203-83.2% |