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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,947 | $86,919-23.0% | $102,457-34.7% | $80,911-17.3% |
| Participation rate | 80.5% | 72.4%+8.1pp | 76.5%+4.0pp | 67.6%+12.9pp |
| Annual return | 9.69% | 18.90%-9.2pp | 29.41%-19.7pp | 35.63%-25.9pp |
| Employer contribution / active EE | $2,539 | $2,368+7.2% | $3,022-16.0% | $2,756-7.9% |
| Participant deferral / active EE | $3,085 | $4,119-25.1% | $5,054-39.0% | $4,297-28.2% |
| Admin fee / account holder | $21,281 | $8,049+164.4% | $9,451+125.2% | $6,935+206.9% |