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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,947 | $86,940-23.0% | $102,434-34.6% | $80,935-17.3% |
| Participation rate | 80.5% | 72.4%+8.1pp | 76.5%+4.0pp | 67.7%+12.9pp |
| Annual return | 9.69% | 18.89%-9.2pp | 29.46%-19.8pp | 35.66%-26.0pp |
| Employer contribution / active EE | $2,539 | $2,370+7.2% | $3,023-16.0% | $2,757-7.9% |
| Participant deferral / active EE | $3,085 | $4,121-25.1% | $5,055-39.0% | $4,299-28.3% |
| Admin fee / account holder | $21,281 | $8,047+164.5% | $9,462+124.9% | $6,924+207.3% |