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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,659 | $96,233-16.2% | $137,474-41.3% | $94,015-14.2% |
| Participation rate | 96.0% | 78.3%+17.7pp | 83.5%+12.5pp | 70.8%+25.2pp |
| Annual return | 11.68% | 16.05%-4.4pp | 11.53%+0.2pp | 17.84%-6.2pp |
| Employer contribution / active EE | $16,912 | $3,713+355.5% | $5,048+235.0% | $2,790+506.2% |
| Participant deferral / active EE | $0 | $5,018-100.0% | $6,155-100.0% | $4,249-100.0% |
| Admin fee / account holder | $18,195 | $7,029+158.9% | $10,602+71.6% | $8,951+103.3% |