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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,367 | $150,346-25.9% | $120,524-7.6% | $145,877-23.7% |
| Participation rate | 95.7% | 78.8%+16.9pp | 71.9%+23.7pp | 80.3%+15.3pp |
| Annual return | 10.98% | 154.40%-143.4pp | 107.36%-96.4pp | 551.28%-540.3pp |
| Employer contribution / active EE | $3,020 | $4,353-30.6% | $3,469-13.0% | $4,663-35.2% |
| Participant deferral / active EE | $7,706 | $6,172+24.8% | $4,994+54.3% | $6,691+15.2% |
| Admin fee / account holder | $10,119 | $12,215-17.2% | $9,440+7.2% | $13,402-24.5% |