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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,309 | $111,878-71.1% | $93,727-65.5% | $145,897-77.9% |
| Participation rate | 39.1% | 74.2%-35.1pp | 68.7%-29.6pp | 80.3%-41.2pp |
| Annual return | 9.84% | 204.28%-194.4pp | 133.83%-124.0pp | 552.29%-542.5pp |
| Employer contribution / active EE | $0 | $3,092-100.0% | $2,421-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $782 | $4,920-84.1% | $4,417-82.3% | $6,689-88.3% |
| Admin fee / account holder | $28 | $10,256-99.7% | $8,292-99.7% | $13,390-99.8% |