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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,918 | $115,225+24.9% | $100,712+42.9% | $138,895+3.6% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 5.20% | 40.35%-35.2pp | 33.27%-28.1pp | 145.39%-140.2pp |
| Employer contribution / active EE | $1,701 | $2,771-38.6% | $2,313-26.5% | $4,194-59.4% |
| Participant deferral / active EE | $3,453 | $4,699-26.5% | $4,085-15.5% | $6,396-46.0% |
| Admin fee / account holder | $64,987 | $10,844+499.3% | $9,256+602.1% | $12,562+417.3% |