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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,311 | $183,592+11.3% | $155,574+31.3% | $145,877+40.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.71% | 61.37%-43.7pp | 64.87%-47.2pp | 551.28%-533.6pp |
| Employer contribution / active EE | $4,503 | $5,317-15.3% | $4,676-3.7% | $4,663-3.4% |
| Participant deferral / active EE | $21,277 | $6,466+229.1% | $5,629+278.0% | $6,691+218.0% |
| Admin fee / account holder | $836 | $19,316-95.7% | $15,914-94.7% | $13,402-93.8% |