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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,599 | $114,119-25.9% | $107,187-21.1% | $138,895-39.1% |
| Participation rate | 71.4% | 78.1%-6.6pp | 75.0%-3.6pp | 79.9%-8.5pp |
| Annual return | 19.40% | 273.21%-253.8pp | 204.55%-185.1pp | 145.39%-126.0pp |
| Employer contribution / active EE | $2,736 | $4,059-32.6% | $3,782-27.7% | $4,194-34.8% |
| Participant deferral / active EE | $5,919 | $5,538+6.9% | $5,096+16.2% | $6,396-7.5% |
| Admin fee / account holder | $5,035 | $10,024-49.8% | $9,162-45.0% | $12,562-59.9% |