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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,599 | $134,817-37.2% | $123,973-31.8% | $155,188-45.5% |
| Participation rate | 71.4% | 79.4%-8.0pp | 76.7%-5.2pp | 80.8%-9.4pp |
| Annual return | 19.40% | 515.49%-496.1pp | 388.13%-368.7pp | 148.84%-129.4pp |
| Employer contribution / active EE | $2,736 | $4,425-38.2% | $4,126-33.7% | $4,248-35.6% |
| Participant deferral / active EE | $5,919 | $5,706+3.7% | $5,247+12.8% | $6,531-9.4% |
| Admin fee / account holder | $5,035 | $13,245-62.0% | $11,799-57.3% | $14,480-65.2% |