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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,794 | $160,028-47.6% | $147,080-43.0% | $145,884-42.6% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 152.54% | 98.60%+53.9pp | 420.17%-267.6pp | 551.85%-399.3pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,553 | $8,422+37.2% | $8,066+43.2% | $6,690+72.7% |
| Admin fee / account holder | $550 | $15,030-96.3% | $12,989-95.8% | $13,392-95.9% |