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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,372 | $108,911+12.4% | $100,392+21.9% | $145,884-16.1% |
| Participation rate | 81.8% | 83.0%-1.1pp | 81.5%+0.3pp | 80.3%+1.5pp |
| Annual return | 10.18% | 58.23%-48.0pp | 49.45%-39.3pp | 551.85%-541.7pp |
| Employer contribution / active EE | $3,946 | $4,420-10.7% | $3,941+0.1% | $4,662-15.4% |
| Participant deferral / active EE | $4,902 | $8,459-42.1% | $8,090-39.4% | $6,690-26.7% |
| Admin fee / account holder | $23,539 | $9,698+142.7% | $7,904+197.8% | $13,392+75.8% |