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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,353 | $78,197+27.1% | $98,090+1.3% | $82,637+20.2% |
| Participation rate | 90.6% | 77.5%+13.2pp | 81.5%+9.1pp | 68.1%+22.6pp |
| Annual return | 15.55% | 40.25%-24.7pp | 37.05%-21.5pp | 53.51%-38.0pp |
| Employer contribution / active EE | $2,991 | $2,605+14.8% | $3,606-17.1% | $2,552+17.2% |
| Participant deferral / active EE | $3,810 | $6,636-42.6% | $7,845-51.4% | $4,126-7.7% |
| Admin fee / account holder | $499 | $14,832-96.6% | $11,815-95.8% | $7,339-93.2% |