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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,339 | $50,464-89.4% | $75,784-93.0% | $52,331-89.8% |
| Participation rate | 91.1% | 66.8%+24.3pp | 75.8%+15.3pp | 68.1%+23.0pp |
| Annual return | -0.61% | 1.03%-1.6pp | 9.68%-10.3pp | 4.54%-5.1pp |
| Employer contribution / active EE | $1,000 | $1,988-49.7% | $3,323-69.9% | $1,882-46.9% |
| Participant deferral / active EE | $1,726 | $2,570-32.9% | $3,652-52.7% | $3,022-42.9% |
| Admin fee / account holder | $776 | $1,103-29.7% | $5,300-85.4% | $592+31.1% |