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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $651,537 | $156,398+316.6% | $147,318+342.3% | $138,895+369.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.47% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-127.9pp |
| Employer contribution / active EE | $6,139 | $4,853+26.5% | $4,593+33.7% | $4,194+46.4% |
| Participant deferral / active EE | $26,642 | $8,237+223.4% | $7,906+237.0% | $6,396+316.5% |
| Admin fee / account holder | $4,804 | $14,976-67.9% | $13,708-65.0% | $12,562-61.8% |