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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,442 | $183,592-21.3% | $155,574-7.2% | $145,877-1.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.55% | 61.37%-48.8pp | 64.87%-52.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $13,055 | $5,317+145.6% | $4,676+179.2% | $4,663+180.0% |
| Participant deferral / active EE | $16,003 | $6,466+147.5% | $5,629+184.3% | $6,691+139.2% |
| Admin fee / account holder | $1,050 | $19,316-94.6% | $15,914-93.4% | $13,402-92.2% |