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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,139 | $134,817+44.0% | $123,973+56.6% | $155,188+25.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 12.40% | 515.49%-503.1pp | 388.13%-375.7pp | 148.84%-136.4pp |
| Employer contribution / active EE | $0 | $4,425-100.0% | $4,126-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $7,523 | $5,706+31.8% | $5,247+43.4% | $6,531+15.2% |
| Admin fee / account holder | $2,456 | $13,245-81.5% | $11,799-79.2% | $14,480-83.0% |