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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,982 | $81,487+22.7% | $102,412-2.4% | $80,935+23.5% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 8.72% | 25.60%-16.9pp | 24.94%-16.2pp | 35.66%-26.9pp |
| Employer contribution / active EE | $16,358 | $3,103+427.2% | $3,870+322.7% | $2,757+493.4% |
| Participant deferral / active EE | $4,485 | $3,871+15.9% | $5,060-11.4% | $4,299+4.3% |
| Admin fee / account holder | $13,986 | $6,717+108.2% | $8,388+66.7% | $6,924+102.0% |