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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,232 | $107,809-23.7% | $97,032-15.3% | $155,188-47.0% |
| Participation rate | 66.7% | 75.5%-8.8pp | 71.6%-4.9pp | 80.8%-14.1pp |
| Annual return | 14.24% | 38.06%-23.8pp | 35.38%-21.1pp | 148.84%-134.6pp |
| Employer contribution / active EE | $5,759 | $2,911+97.8% | $2,629+119.1% | $4,248+35.6% |
| Participant deferral / active EE | $8,440 | $5,129+64.5% | $4,672+80.6% | $6,531+29.2% |
| Admin fee / account holder | $208,013 | $10,717+1840.9% | $9,418+2108.8% | $14,480+1336.6% |