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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,232 | $108,882-24.5% | $96,754-15.0% | $154,746-46.9% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 14.24% | 98.39%-84.2pp | 82.04%-67.8pp | 172.34%-158.1pp |
| Employer contribution / active EE | $5,759 | $3,018+90.8% | $2,679+115.0% | $4,379+31.5% |
| Participant deferral / active EE | $8,440 | $5,323+58.6% | $4,758+77.4% | $6,730+25.4% |
| Admin fee / account holder | $208,013 | $10,200+1939.3% | $8,905+2236.0% | $14,365+1348.0% |