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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,577 | $100,139-74.5% | $85,187-70.0% | $145,884-82.5% |
| Participation rate | 69.2% | 74.1%-4.9pp | 67.5%+1.7pp | 80.3%-11.1pp |
| Annual return | 10.34% | 84.15%-73.8pp | 66.67%-56.3pp | 551.85%-541.5pp |
| Employer contribution / active EE | $763 | $3,238-76.4% | $2,732-72.1% | $4,662-83.6% |
| Participant deferral / active EE | $4,946 | $5,296-6.6% | $4,525+9.3% | $6,690-26.1% |
| Admin fee / account holder | $155 | $7,262-97.9% | $6,162-97.5% | $13,392-98.8% |