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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,487 | $117,846-13.0% | $102,434+0.1% | $145,884-29.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.83% | 31.90%-24.1pp | 29.46%-21.6pp | 551.85%-544.0pp |
| Employer contribution / active EE | $13,595 | $3,615+276.1% | $3,023+349.7% | $4,662+191.6% |
| Participant deferral / active EE | $5,985 | $5,733+4.4% | $5,055+18.4% | $6,690-10.5% |
| Admin fee / account holder | $100,488 | $13,356+652.4% | $9,462+962.0% | $13,392+650.4% |