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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,471 | $49,657+31.8% | $93,063-29.6% | $67,986-3.7% |
| Participation rate | 47.5% | 49.9%-2.4pp | 72.1%-24.6pp | 57.2%-9.7pp |
| Annual return | 17.19% | 26.27%-9.1pp | 34.15%-17.0pp | 31.67%-14.5pp |
| Employer contribution / active EE | $1,098 | $1,279-14.1% | $2,476-55.6% | $2,019-45.6% |
| Participant deferral / active EE | $2,032 | $2,484-18.2% | $3,958-48.7% | $3,358-39.5% |
| Admin fee / account holder | $1,134 | $2,843-60.1% | $6,033-81.2% | $3,203-64.6% |