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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,289 | $88,702+24.3% | $81,780+34.9% | $145,978-24.4% |
| Participation rate | 90.0% | 75.0%+15.0pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 12.23% | 1029.12%-1016.9pp | 776.27%-764.0pp | 550.52%-538.3pp |
| Employer contribution / active EE | $2,781 | $3,084-9.8% | $2,914-4.6% | $4,662-40.3% |
| Participant deferral / active EE | $10,795 | $4,645+132.4% | $4,321+149.8% | $6,690+61.4% |
| Admin fee / account holder | $519 | $8,414-93.8% | $7,384-93.0% | $13,400-96.1% |