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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,176 | $275,752-6.0% | $256,809+0.9% | $198,609+30.5% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 12.67% | 34.81%-22.1pp | 32.73%-20.1pp | 202.70%-190.0pp |
| Employer contribution / active EE | $2,179 | $7,721-71.8% | $7,263-70.0% | $5,055-56.9% |
| Participant deferral / active EE | $7,492 | $10,037-25.4% | $9,520-21.3% | $6,977+7.4% |
| Admin fee / account holder | $3,311 | $25,716-87.1% | $25,146-86.8% | $19,030-82.6% |