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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,445 | $106,864+113.8% | $147,318+55.1% | $82,637+176.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.08% | 27.49%-13.4pp | 70.43%-56.3pp | 53.51%-39.4pp |
| Employer contribution / active EE | $6,032 | $3,417+76.5% | $4,593+31.3% | $2,552+136.3% |
| Participant deferral / active EE | $13,102 | $6,496+101.7% | $7,906+65.7% | $4,126+217.5% |
| Admin fee / account holder | $12,164 | $8,415+44.6% | $13,708-11.3% | $7,339+65.8% |