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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,641 | $185,312+232.8% | $161,489+281.8% | $154,746+298.5% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 18.19% | 103.84%-85.7pp | 89.72%-71.5pp | 172.34%-154.1pp |
| Employer contribution / active EE | $6,114 | $4,769+28.2% | $4,268+43.2% | $4,379+39.6% |
| Participant deferral / active EE | $15,402 | $6,350+142.6% | $5,630+173.6% | $6,730+128.8% |
| Admin fee / account holder | $15,731 | $18,654-15.7% | $16,006-1.7% | $14,365+9.5% |