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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,363 | $223,823+38.7% | $211,142+47.0% | $154,746+100.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 15.44% | 50.39%-35.0pp | 46.84%-31.4pp | 172.34%-156.9pp |
| Employer contribution / active EE | $13,378 | $6,787+97.1% | $6,442+107.7% | $4,379+205.5% |
| Participant deferral / active EE | $19,398 | $9,750+98.9% | $9,284+108.9% | $6,730+188.2% |
| Admin fee / account holder | $7,737 | $19,707-60.7% | $19,076-59.4% | $14,365-46.1% |