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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,404 | $81,487+9.7% | $102,412-12.7% | $80,935+10.5% |
| Participation rate | 96.8% | 66.8%+30.0pp | 74.5%+22.3pp | 67.7%+29.2pp |
| Annual return | 15.22% | 25.60%-10.4pp | 24.94%-9.7pp | 35.66%-20.4pp |
| Employer contribution / active EE | $2,768 | $3,103-10.8% | $3,870-28.5% | $2,757+0.4% |
| Participant deferral / active EE | $7,671 | $3,871+98.2% | $5,060+51.6% | $4,299+78.4% |
| Admin fee / account holder | $1,607 | $6,717-76.1% | $8,388-80.8% | $6,924-76.8% |