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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,690 | $78,520+430.7% | $96,576+331.5% | $82,448+405.4% |
| Participation rate | 95.7% | 77.7%+17.9pp | 81.4%+14.2pp | 68.1%+27.6pp |
| Annual return | 12.53% | 41.30%-28.8pp | 38.47%-25.9pp | 41.64%-29.1pp |
| Employer contribution / active EE | $7,973 | $2,630+203.2% | $3,553+124.4% | $2,551+212.6% |
| Participant deferral / active EE | $17,692 | $6,754+161.9% | $7,956+122.4% | $4,139+327.4% |
| Admin fee / account holder | $31,339 | $13,455+132.9% | $11,381+175.4% | $7,234+333.2% |