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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,891 | $154,228+86.7% | $145,433+98.0% | $137,256+109.7% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 51.36% | 74.59%-23.2pp | 66.58%-15.2pp | 220.34%-169.0pp |
| Employer contribution / active EE | $22,731 | $4,804+373.2% | $4,554+399.1% | $4,156+446.9% |
| Participant deferral / active EE | $0 | $8,216-100.0% | $7,897-100.0% | $6,407-100.0% |
| Admin fee / account holder | $5,965 | $14,344-58.4% | $13,129-54.6% | $12,270-51.4% |