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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,891 | $162,136+77.6% | $152,301+89.0% | $154,746+86.0% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 51.36% | 91.02%-39.7pp | 80.50%-29.1pp | 172.34%-121.0pp |
| Employer contribution / active EE | $22,731 | $4,890+364.8% | $4,624+391.5% | $4,379+419.1% |
| Participant deferral / active EE | $0 | $8,341-100.0% | $8,004-100.0% | $6,730-100.0% |
| Admin fee / account holder | $5,965 | $15,759-62.1% | $14,398-58.6% | $14,365-58.5% |