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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC5 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $30,826 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,682 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,139 | $88,117-17.0% | $164,928-55.7% | $74,400-1.7% |
| Participation rate | 65.0% | 73.1%-8.1pp | 78.6%-13.6pp | 67.2%-2.2pp |
| Annual return | 14.48% | 17.27%-2.8pp | 70.08%-55.6pp | 1367.51%-1353.0pp |
| Employer contribution / active EE | $2,077 | $2,596-20.0% | $4,343-52.2% | $2,624-20.9% |
| Participant deferral / active EE | $4,685 | $4,501+4.1% | $6,034-22.4% | $4,348+7.7% |
| Admin fee / account holder | $343 | $2,230-84.6% | $12,684-97.3% | $1,944-82.4% |