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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC5 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $30,826 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,682 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,139 | $88,186-17.1% | $165,071-55.7% | $74,459-1.8% |
| Participation rate | 65.0% | 73.1%-8.1pp | 78.6%-13.6pp | 67.2%-2.2pp |
| Annual return | 14.48% | 17.13%-2.6pp | 70.17%-55.7pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $2,077 | $2,600-20.1% | $4,347-52.2% | $2,626-20.9% |
| Participant deferral / active EE | $4,685 | $4,505+4.0% | $6,035-22.4% | $4,350+7.7% |
| Admin fee / account holder | $343 | $2,234-84.7% | $12,695-97.3% | $1,945-82.4% |