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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,224 | $97,125-74.0% | $86,233-70.7% | $137,256-81.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.52% | 74.19%-63.7pp | 61.39%-50.9pp | 220.34%-209.8pp |
| Employer contribution / active EE | $2,927 | $2,841+3.0% | $2,504+16.9% | $4,156-29.6% |
| Participant deferral / active EE | $6,046 | $5,180+16.7% | $4,559+32.6% | $6,407-5.6% |
| Admin fee / account holder | $22,973 | $9,725+136.2% | $8,342+175.4% | $12,270+87.2% |