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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,360 | $55,889+206.6% | $76,119+125.1% | $80,935+111.7% |
| Participation rate | 64.9% | 62.1%+2.8pp | 69.1%-4.2pp | 67.7%-2.8pp |
| Annual return | 11.91% | 20.58%-8.7pp | 361.25%-349.3pp | 35.66%-23.8pp |
| Employer contribution / active EE | $1,981 | $1,866+6.1% | $2,693-26.4% | $2,757-28.1% |
| Participant deferral / active EE | $6,130 | $3,051+100.9% | $4,259+43.9% | $4,299+42.6% |
| Admin fee / account holder | $5,848 | $5,241+11.6% | $6,421-8.9% | $6,924-15.5% |