Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,778 | $57,057-16.3% | $85,009-43.8% | $80,874-40.9% |
| Participation rate | 56.0% | 56.4%-0.4pp | 67.5%-11.5pp | 67.6%-11.6pp |
| Annual return | 13.22% | 21.66%-8.4pp | 66.47%-53.3pp | 35.62%-22.4pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,728-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,944 | $3,112-37.5% | $4,522-57.0% | $4,297-54.8% |
| Admin fee / account holder | $730 | $4,986-85.4% | $6,153-88.1% | $6,935-89.5% |