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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,681 | $159,978+56.1% | $147,041+69.8% | $145,978+71.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.87% | 98.36%-84.5pp | 419.21%-405.3pp | 550.52%-536.6pp |
| Employer contribution / active EE | $3,968 | $5,288-25.0% | $4,935-19.6% | $4,662-14.9% |
| Participant deferral / active EE | $10,898 | $8,429+29.3% | $8,071+35.0% | $6,690+62.9% |
| Admin fee / account holder | $1,886 | $15,053-87.5% | $13,006-85.5% | $13,400-85.9% |