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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,428 | $201,259+10.5% | $184,200+20.8% | $145,959+52.4% |
| Participation rate | 77.8% | 87.5%-9.7pp | 86.8%-9.1pp | 80.3%-2.5pp |
| Annual return | 4.59% | 28.98%-24.4pp | 28.80%-24.2pp | 561.95%-557.4pp |
| Employer contribution / active EE | $7,061 | $7,018+0.6% | $6,424+9.9% | $4,661+51.5% |
| Participant deferral / active EE | $9,781 | $9,806-0.3% | $9,132+7.1% | $6,689+46.2% |
| Admin fee / account holder | $2,170 | $16,372-86.7% | $13,907-84.4% | $13,398-83.8% |