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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,448 | $108,911+30.8% | $100,392+41.9% | $145,884-2.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.63% | 58.23%-46.6pp | 49.45%-37.8pp | 551.85%-540.2pp |
| Employer contribution / active EE | $9,332 | $4,420+111.1% | $3,941+136.8% | $4,662+100.2% |
| Participant deferral / active EE | $29,686 | $8,459+250.9% | $8,090+267.0% | $6,690+343.8% |
| Admin fee / account holder | $76,575 | $9,698+689.6% | $7,904+868.8% | $13,392+471.8% |