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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,943 | $111,814-33.0% | $103,378-27.5% | $145,978-48.7% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 6.60% | 24.80%-18.2pp | 24.91%-18.3pp | 550.52%-543.9pp |
| Employer contribution / active EE | $1,924 | $4,215-54.4% | $3,870-50.3% | $4,662-58.7% |
| Participant deferral / active EE | $4,949 | $5,618-11.9% | $5,058-2.1% | $6,690-26.0% |
| Admin fee / account holder | $10,370 | $9,764+6.2% | $8,401+23.4% | $13,400-22.6% |